A surf town that time forgot — in the best way
The Community
Cardiff by the Sea is one of the most authentic surf communities on the California coast. Tucked between Encinitas and Solana Beach, it has managed to hold onto its character — the Cardiff Kook statue, VG Donuts, the San Elijo Lagoon — while property values have climbed steadily for two decades.
The real estate here reflects the community. Original coastal cottages sit alongside renovated bluff homes with sweeping Pacific views. Cardiff Reef draws surfers from across North County. The Sunday farmers market is as local as it gets.
For investors, Cardiff's combination of strong appreciation, solid rental demand, and renovation opportunity makes it one of the more compelling markets in coastal North County. The Encinitas Union School District covers Cardiff — a consistent driver of buyer demand.
Market Intelligence
Cardiff continues to outperform as one of North County's tightest markets. Constrained inventory and consistent demand — driven by the school district, surf access, and the San Elijo Lagoon — create a durable price floor through every market cycle.
Current Listings
Live listings updated daily. For off-market properties and private sales not on Redfin, contact Erin and Mikel directly.
Want access to off-market properties? The best homes in Cardiff by the Sea often move before they hit any public portal. Talk to Erin or Mikel for private access.
Your Cardiff Experts
Cardiff moves fast and rewards preparation. Erin's network and two decades of North County transactions give SRG clients access to the market before it becomes public. Let's talk.

Erin O'Connor
Broker · Lead Agent
Mikel Palmerin
Agent · Construction