The Right Loan for
Every Situation

10–14 Day Close

Hard Money Loans

Asset-based financing for investors and flippers who need to move fast. The property value drives the underwriting — not your credit score or income documentation.

Close Timeline10–14 Business Days
Down Payment20–35%
Loan Term6–24 Months
UnderwritingAsset-Based
Best ForInvestors · Flippers
Bridge Financing

Bridge Loans

Buying before you've sold your current home? A bridge loan covers the gap so you never miss an opportunity while waiting for your existing property to close.

Close Timeline30–90 Days
Loan Term6–12 Months
Use CaseBuy Before You Sell
RepaymentUpon Sale of Current Home
Best ForMove-Up Buyers
Primary Residence

Conventional Financing

Traditional mortgage financing for primary residence buyers. Lower rates, longer terms, and standard qualification requirements. Erin connects clients with trusted conventional lenders for the best available rates.

Close Timeline30–60 Days
Down Payment10–20%
Loan Term15 or 30 Years
UnderwritingCredit + Income Based
Best ForPrimary Residence Buyers

Lantzman Lending —
San Diego's Hard Money Team

SRG has a direct working relationship with Lantzman Lending — one of San Diego's most respected hard money and bridge lending teams. For investors who need to move fast, this partnership is the difference between winning and losing a deal.

Erin works directly with Lantzman's team to structure every deal — which means faster approvals, fewer surprises, and transactions that close on time. You don't get a referral and a phone number. You get a team that coordinates the entire transaction from offer to funding.

10–14
Day Close
Asset Based
Underwriting
Fix & Flip
Primary Use
Direct Partner
Not a Referral
Connect With Our Lending Team

Our Lending Partner

Hard money and bridge financing is facilitated through our direct partnership with Lantzman Lending — one of San Diego's most respected private lending teams.

Fix-and-Flip Loans

Purchase and renovation costs bundled. Ideal for Leucadia and Encinitas cottages where the ARV significantly exceeds the purchase price plus renovation cost.

Bridge Loans

Short-term gap financing while your current property sells. Keep your momentum without waiting on a contingent offer.

Rehab Financing

Renovation-specific funding that releases capital in draws as work is completed. Structured to match the construction timeline.

Speed Matters Here

In Coastal North County, the best deals move in days — not weeks. Lantzman's 10-14 day close means you compete with all-cash buyers.

Not Sure Which Loan
is Right for You?

Erin has structured hundreds of transactions across conventional and hard money financing. A 15-minute call will tell you exactly what your options are and what they cost. No sales pitch — just straight answers.

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