Coastal North County San Diego — Encinitas beach at golden hour

Coastal North County San Diego

Where Coastal Living
Meets Smart Investment

Encinitas · Carlsbad · Solana Beach · Cardiff · Leucadia · Del Mar
Expert real estate, hard money & conventional lending — all under one roof.

500+
Transactions Closed
$1B+
Total Sales Volume
20+
Years San Diego
7
Coastal Communities
KW
Keller Williams La Jolla

North County San Diego
Coastal Communities

View All Neighborhoods

Encinitas

Coastal · Surf · Lifestyle

Carlsbad

Luxury · Villages · Beach

Solana Beach

Boutique · Walkable · Coastal

Cardiff

Laid-Back · Surf · Community

Leucadia

Eclectic · Artistic · Coastal

Del Mar

Prestige · Oceanfront · Racing

Rancho Santa Fe

Luxury · Estates · Private

A Different Kind of Real Estate Team

Full Lending Stack

Hard money, conventional, bridge loans — we don't just find your home, we help you finance it. Erin's lending background means fewer delays and more deals that actually close.

500+ San Diego Transactions

Erin O'Connor has closed hundreds of transactions across Coastal North County. That experience means you navigate every market condition with confidence.

Construction & Development

Mikel Palmerin is co-founder of The Palmerin Group — a family construction and development company. That means renovation feasibility, ADU analysis, and flip potential assessed before you ever make an offer.

KW La Jolla Backed

As part of Keller Williams La Jolla — one of the top brokerages in the US — we bring global reach, powerful technology, and a referral network no independent team can match.

The Athlete Advantage

Mikel's professional athlete career and global network opens doors most agents never reach — executives, athletes, and high earners relocating to Coastal San Diego.

Lantzman Lending Partner

Our direct relationship with Lantzman Lending — one of San Diego's top hard money teams — means fix-and-flip investors can close in as little as 10 days.

VOYA AI Assistant

The only coastal team with a 24/7 AI real estate guide built into the site. VOYA answers questions, educates buyers and sellers, and routes serious leads directly to the team.

Off-Market Access

Between Erin's transaction network and Mikel's connections, we regularly access properties before they hit the MLS — giving our buyers a genuine competitive edge.

Experienced. Connected.
Built for This Market.

Sustainable Realty Group is built on two things most real estate teams can't offer together: deep market experience and genuine financial expertise.

Erin O'Connor brings hundreds of San Diego transactions, hard money lending, and conventional financing — meaning your deal doesn't stall when financing gets complicated. Mikel Palmerin brings a professional athlete's network, a relentless work ethic, and access to clients most agents never meet.

Mikel is also co-founder of The Palmerin Group — a family construction and development company. That construction lens means every property gets evaluated not just on price, but on potential. Renovation scope, ADU feasibility, structural integrity, flip analysis — it's all assessed before you commit.

Together, under Keller Williams La Jolla, we cover everything from your first showing to closing day — real estate, lending, and construction all under one roof.

Erin O'Connor

Erin O'Connor

Broker · Lead Agent

20+ years San Diego · 500+ transactions · Hard money & conventional lending specialist

Mikel Palmerin

Mikel Palmerin

Agent · Construction Expert · DRE #02177296

Former pro athlete · Co-founder, The Palmerin Group · Luxury & investment properties · Coastal North County specialist

Meet the Full Team
Erin O'Connor — Broker, Sustainable Realty Group

Proudly Part Of

Keller Williams La Jolla

Looking for Something
Not on the Market?

Our network of off-market and pre-market properties means you see homes before they hit Zillow. If you're a serious buyer, this is how you win in a competitive coastal market.

Access Off-Market Listings

What's Your
Home Worth?

Get a complimentary market analysis from a team that has sold hundreds of homes across Coastal North County. No obligation, no pressure — just real numbers from local experts.

Coastal San Diego luxury home
$2.4M

Average Sale Price
Coastal North County 2025

Meet VOYA —
Ask Anything

VOYA is SRG's AI real estate guide, available 24/7. Ask about neighborhoods, pricing, investment potential, hard money lending, or what to expect from the buying process.

For off-market access, private showings, or a real conversation — Erin and Mikel are one message away.

Neighborhood pricing & market data
Hard money & conventional lending guidance
Investment & fix-and-flip analysis
Routes serious leads directly to the team

VOYA

SRG AI Guide · Online

Hi, I'm VOYA — your Coastal North County real estate guide. Ask me about any of our 7 communities, current pricing, or how to get started with hard money lending.

VOYA · Powered by SRG · Not a substitute for professional advice

Ask VOYA

What Our Clients Say

★★★★★

"

Erin's knowledge of the Encinitas market is unmatched. He found us an off-market home before it ever hit Zillow — and the financing process was seamless because his team handled it all in-house.

David & Sarah M.

Purchased in Encinitas

★★★★★

"

Mikel's network is real. He introduced us to our buyer before we even listed. We sold above asking in 6 days. These aren't just agents — they actually understand the investment side of real estate.

James T.

Sold in Carlsbad

★★★★★

"

We relocated from New York and needed everything — a home, a neighborhood, and financing. SRG handled it all. Solana Beach was the right call and they knew it before we did.

The Hernandez Family

Relocated to Solana Beach

Market Updates &
Neighborhood Guides

View All Articles
Encinitas market update

Market Report

Encinitas Real Estate Market Report — Q2 2026: What Buyers & Sellers Need to Know

June 2026

Living in Encinitas guide

Lifestyle

Living in Encinitas: What Nobody Tells You Before You Move Here

May 2026

Hard money vs conventional lending

Lending & Finance

Hard Money vs. Conventional: Which Loan Wins in a Competitive Market?

May 2026

The Coastal Communities
of North County San Diego

Click any community to explore. North to south — from Carlsbad to Del Mar — with Rancho Santa Fe inland.

Buena Vista Lagoon Agua Hedionda Lagoon Batiquitos Lagoon San Elijo Lagoon San Dieguito Lagoon I-5 101 PACIFIC OCEAN OCEANSIDE / LOS ANGELES ↑ ↓ SAN DIEGO N ~12 miles Carlsbad 33.16°N Leucadia 33.08°N Encinitas 33.05°N Cardiff 33.02°N Solana Beach 32.99°N Del Mar 32.95°N Rancho Santa Fe 33.02°N ~8 mi inland

Click any community
to explore